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Rev.   03/2012

FACTS

WHAT DOES The First National Bank of Fort Smith
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What?

The type of personal information we collect and share depends on the product or service you have with us.  This information includes:
■ Social Security Number and Account Transactions
■ Account Balances and Payment History
■ Income and Credit History
When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customer's personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customer's personal information; the reasons The First National Bank of Fort Smith chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does The First National Bank of Fort Smith Share?

Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

YES

NO

For our marketing purposes -- 
to offer our products and services to you

YES

NO

For joint marketing with other financial companies

NO

We Don't Share

For our affiliates' everyday business purposes --
information about your transactions and experiences

YES

NO

For our affiliates' everyday business purposes --
information about your creditworthiness

NO

We Don't Share

For nonaffiliates to market to you

NO

We Don't Share

Questions?

Call (479) 788 - 4600 or go to www.fnbfs.com/contactus