
Privacy Policy |
Rev. 09/2014 |
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FACTS |
WHAT DOES The First National Bank of Fort Smith |
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Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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What? |
The type of personal information we collect and share depends on the product or service you have with us. This information includes: |
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How? |
All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons The First National Bank of Fort Smith chooses to share; and whether you can limit this sharing. |
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Reasons we can share your personal information |
Does The First National Bank of Fort Smith Share? |
Can you limit this sharing? |
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For our everyday business purposes - |
YES |
NO |
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For our marketing purposes -- |
YES |
NO |
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For joint marketing with other financial companies |
NO |
We Don't Share |
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For our affiliates' everyday business purposes -- |
YES |
NO |
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For our affiliates' everyday business purposes -- |
NO |
We Don't Share |
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For nonaffiliates to market to you |
NO |
We Don't Share |
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Questions? |
Call (479) 788 - 4600 or go to www.fnbfs.com/contactus |
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Who we are |
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Who is providing this notice? |
The First National Bank of Fort Smith. |
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What we do |
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How does The First National Bank of Fort Smith protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
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How does The First National Bank of Fort Smith collect my personal information?
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We collect your personal information, for example, when you |
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Why can't I limit all Sharing? |
Federal law gives you the right to limit only |
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Definitions |
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Affiliates
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Companies related by common ownership or control. They can be financial and nonfinancial companies: First Bank Corp (Financial Holding Company) owns a controlling interest in the financial companies: The First National Bank of Fort Smith; Citizens Bank and Trust Company; Brown Hiller Clark Insurance Company of Arkansas; and Brown Hiller Clark Insurance Company of Oklahoma. First Bank Corp. also owns controlling interest in the nonfinancial company, Realty Appraisals Inc. |
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Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies. ■ The First National Bank of Fort Smith does not share with nonaffiliates so they can market to you. |
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Joint marketing
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A formal agreement between nonaffiliated financial companies that together market financial products or services to you. ■ The First National Bank of Fort Smith does not Jointly Market. |
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