Welcome to the First National Bank of Fort Smith
National Bank of Sallisaw, A Division of FNBFS
1000 South Kerr Blvd.
Sallisaw, OK 74955

Tel: 918-775-5501



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National Bank of Sallisaw

  • 1500 East Cherokee, Sallisaw, OK
  • Taylor Rd & Hwy 64 Roland, OK
  • 1000 S. Kerr Blvd, Sallisaw, OK

First National Bank of Rogers, A Division of FNBFS

  • 801 N. Dixieland Road, Rogers
  • 3706 Pinnacle Hills Pkwy, Rogers
  • 350 E. Centerton Blvd, Centerton
  • 1626 Empire Street, Lowell

Citizens Bank and Trust Company

  • 3110 Alma Hwy., Van Buren
  • 617 Broadway, Van Buren
  • 1519 Fayetteville Road, Van Buren
  • #4 Northridge Dr., Van Buren
  • 200 Hwy 71 North, Alma
  • 124 SE Highway 71, Mountainburg

First National Bank of Fort Smith
  • 6th & Garrison Avenue
  • 2727 Grand Avenue
  • 2000 Midland Blvd
  • 8225 South Zero
  • 5318 Kinkead, UA Fort Smith
  • 5201 Rogers Avenue
  • 7410 Rogers Avenue
  • 3515 Old Greenwood Road
  • 800 Phoenix Avenue
  • 9300 Hwy. 71 South
  • 2513 Market Trace, I-540 & Jenny Lind
  • 1000 Beverly Way
  • 4301 South Zero
  • 311 East Center Street, Greenwood
  • 307 Fort Street, Barling
  • 400 W. Main Street, Lavaca
  • 225 E. Main Street, Charleston
  • 5210 Grand Ave., UA Fort Smith Campus Ctr.




Online Banking

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Online Banking
  • Account Information - View account balances, loan payment, and loan payoff information.
  • Account Activity - Keep track of your account activity - view transactions & check images.
  • Transfer Funds - Set up one time or scheduled transfers from selected First National Bank Accounts. Transfer funds to a loan to make a payment or pay off. Make transfers until 6:00PM to post on the same day's business.
  • Email Alerts - set up alerts, email and login type
  • Download - Download account transactions into personal financial management software such as Quicken. Spreadsheet and Text formats are also available.
  • View Check & Deposit Images - View the front and back of each check and deposit slip.
  • ATM/Debit Card - Activate your ATM or Debit Card. Report your card lost or stolen.
  • Stop Payments - Place stop payments on one check or a range of checks. (Stop payment fee applies)..
  • Message Center - Contact a support representative using our secure message center. When a representative responds to your message, you will be notified when you first log into Online Banking along with an email notification that you have a message waiting.


Bill Payment

Bill Payment makes paying bills easy as 1..2.. 3.. Send a payment to anyone, anywhere in the U.S. using the convenience of your computer and the Internet. Bill Payment is FREE for customers who elect to recieve eStatements and eNotices, otherwise the customer will be charged $5.95/month.Business Accounts and Prestige Platinum Club accounts are not eligible for free Bill Payment.
  • Pay bills from multiple checking accounts - You have the option to set up any checking account to pay bills.
  • Quick Payment - This function allows you to set up multiple payments at one time.
  • One-time & Recurring Payments - Set up one-time payments on the date you specify or set up recurring payments on a weekly, bi-weekly, monthly, semi-monthly, quarterly, semi-annual, or annual basis. You control when your payment starts and when your payments stops going out.
  • Payment Types - First National Bank sends payments two ways, electronically or by check. We have a variety of payees set up to accept electronic payments. If we can not send the payee an electronic payment, we will send a check payment on your behalf.
  • Payment Schedule - The payment schedule gives you the ability to view, edit, or delete any payment. The schedule will show you which payments are scheduled to go out and on what date.
  • Payment History - The payment history gives you the ability to keep track of what payments have been made. Detailed payment information will display such as the date your payment was made and the confirmation/check number.
  • Payees - You have the ability to view, edit, add, or delete any payee.



Receive your account statements and notices via email. eStatements and eNotices are just like your original paper statement only emailed to you rather than delivered by U.S. Mail. They can be viewed, printed, or saved to your hard drive. eStatements and eNotices are environmentally friendly, secure, and FREE!
  • Environmentally friendly - Receiving your bank account statement or notice via email reduces the usage and impact of our natural resources. You will no longer receive a paper statement, so you can easily store your eStatement to a file on your computer.
  • Next day delivery - Unlike your paper statement, which can take 2-3 business days by U.S. Mail, eStatement and eNotices provides next day delivery of your statement. When your statement cycles, it will automatically be emailed to you – usually around 2:00 a.m. the following morning.
  • Secure - Your Online Banking ID and Password are your keys to eStatements and eNotices. eStatements and eNotices also use a security phrase which identifies that the email being sent to you has originated from First National Bank of Fort Smith. This will help safeguard you against unwanted Phishing attempts.
  • Accessible anywhere - Because eStatements and eNotices are emailed to you, you can access these from anywhere in the world. All you need is a computer equipped with the recommended system requirements and an Internet connection.



Mobile Banking (Mobile Banking Website & Mobile Banking Apps)

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On-the-go banking from your phone, a necessity in today’s world!

Mobile Banking Website

Now it’s time to “put your money where your mobile is.” MobileAccess, a browser-based mobile application, can be accessed from any cell phone or mobile device that is equipped with Internet browser - no download required. It’s easy, fast and convenient - just go to 'https://mobile.fnbfs.com' on your mobile phone’s web browser.

Mobile Banking is just another added benefit to having Online Banking.

With Mobile Banking, here's what you can do:

1.  Access your checking, savings, and other select accounts.
2.  Transfer funds between select accounts at First National Bank of Fort Smith.
3.  Pay your First National Bank of Fort Smith mortgage and/or consumer loan.
4.  Search NBS Bank Locations and ATMs.

Not Enrolled in Online Banking? Click Here.

Mobile Banking Apps (iPhone® and Android™ App)

Just enter "Sallisaw" to search for our Apps!

With Mobile Banking using our Mobile Banking Apps, you can :

  • Check Account Balances
  • Transfer funds between accounts
  • Pay Bills**
  • Find our ATMs and Banking Centers using the GPS system provided by your device.***

Our app is free, secure, and easy to use. :

* Must be an Online Banking Customer
** Online customers must first setup transfer and bill pay accounts prior to using these features.
*** This is limited to locating our banking centers and ATMs. Please refer to your carrier for any fees that may apply.

Download Apps

iPhone App
Donload iPad App!

Android App
Download Android App!

Data rates may apply. Check with your carrier for details.
iPhone®  and App Stores are registered trademarks of Apple Inc., registered in the U.S. and other countries.
Android is a trademark of Google Inc.


myPhone Banking

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To enroll in Text Banking simply text ENROLL FNB to 39257 from your mobile device we will call you to verify information and then activate the service. 

Once you are enrolled in Text Banking, text any of the following commands to 39257.

Commands are not case sensitive.



BAL (Text BAL to 39257)

Available balances for all enrolled accounts will be sent by text message.

BAL+last 4 digits of acct. # (Text BAL 1234 to 39257)

Available balance for the specified account will be sent by text message.

HIST (HIST TO 39257)

Five most recent transactions for the enrolled accounts will be sent by text message.

XFER+From Acct.+To Acct.+Amt.
(Text XFER 123456 2345678 100.00 to 39257)

The funds may be transferred between accounts enrolled in text banking.  A confirmation text will be sent once the transfer is complete. 

HELP (Text HELP to 39257)

A list of all text commands will be sent by text message.

STOP (Text STOP to 39257)

Text Banking service for the enrolled user to be immediately suspended.


NBS on Call

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Now handling all of your banking needs is as easy as using the telephone.  With National Bank of Sallisaws NBS On Call, you can bank 24 hours a day, 7 days a week from the convenience of any telephone. Apply today and you can make loan payments, deposits, withdrawals, transfer money between accounts and account inquiries anytime, anywhere. Just drop by any of our branches and fill out a short application.

Click here to ENROLL!

NBS On Call Number:    Local: 918-775-7555   -OR-    Toll Free: 866-701-5501



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If you are under 70 ½ years of age and have earned income, an IRA might be attractive for you...

Your contributions may be tax deductible, plus interest earnings are tax-deferred until withdrawn.  An IRA could provide you with a comfortable retirement, but some restrictions apply, so come see us for all of the details.

We can help you understand what an IRA can mean to you!


Safe Deposit Box

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For individual or commercial customers who want extra protection for those valuable articles and documents. A safe deposit box gives you an inexpensive and safe place that ultimately gives you peace of mind. Various sizes are available to meet your individual needs.  Added convenience with Boxes available at all three of our locations.

Safe Deposit Box Charges

3 x 5
(Main Bank Only)
3 x 10 $20/yr
5 x 10 $30/yr
10 x 10 $45/yr


Service Fees

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Service Charge Service Charge
Stop Payments
Visa Gift Card
Purchaser - Amounts in whole dollars $20 to $500: $4.50/card

Overdraft Item Fee

Return Item Fee



Fidelity Sweep Account $75.00
Balancing Statement Current month no
charge - thereafter: after 3 montlhy statements, $20.00/hour
Recurring ACH Transaction Origination

Setup: $10.00

Transfer - per transfer thereafter: $2.00

Mailing of Extra Statement $4.00/month Cashier's Check

$5.00 - Customer

$15.00 - Non-Cust.

Research $2.00 per item/page plus $20.00 per hour Money Order

$5.00 - Customer

$15.00 - Non Cust.

Copies of Checks
and Deposits
$2.00/item 2 per month: no charge. Additional copies: $2.00 per item plus research time at $20/hour Travel Checks (Single Signature):1% of face value
(Dual Signature): 1.5% of face value
Garnishment and Levies $100.00 Wire Transfers
(Customers only)

Wire Transfer In: $5.00/transfer

Phone Notification additional: $5.00/transfer

Domestic Wire Transfers Out: $20.00/transfer

Cash Management Wire Out: $5.00 per transfer


Endorsement Stamps $8.00 Foreign Wire Transfers (Customers only)

Commercial: $75.00/transfer

Consumer: $75.00 per transfer up to $5,000.

Additional 1% of wire amount for transfers over $5,000

Telephone Transfers $5.00 International Bank Drafts (Customers Only) $20.00
Night Deposit Service $15/year one bag
$3/year each add. bag
Safe Deposit Boxes Fees Vary



National Bank of Sallisaw, Division of FNBFS. All rights reserved. Equal Housing Lender. Equal Housing Lender